If you are one of those people who actually care about their credit score then you probably read not only the annual report but also pay for one or month during a year. You must be aware of the fact that personal credit report has a big impact on your purchasing power and the credit score that you have, can either get you a loan with low interest rate or get your application declined. In order to maintain a good credit, you must go through your report to see how you can improve it and to identify any discrepancies. One question that we are often asked is whether you can dispute your own credit score or not? The answer is Yes you can. Under the Fair Credit Reporting Act (FCRA), you have the right to challenge inaccurate, misleading and obsolete items appearing on your report. This is your legal right and you should not shy away from observing that right. Here we will provide you with the important information necessary for the possible restoration of your credit.
Before you start doing something about your credit, there are few things that you should know about your credit score. Your credit score is based on many factors some of them are:
Now that your familiar with factors that make up your credit report, let us answer the question that is “can an inaccurate credit be deleted?”. The answer is yes it can. Inaccurate credit listings are deleted every day from people’s credit reports. But in order to get this done, you might need some professional help. A professional can assist you in repairing your credit by using every option available to you under law.
You can also seek assistance from our firm, as everyday we help many of our clients in challenging inaccurate entries in their credit report by utilizing every single option available to us under law. We at Credit360 make sure that our clients get rid of unjustified negative items on their report and help them improve their credit score. With our services many of our clients have been able to fulfill their dreams of buying a house and getting a new car.
You must also be wondering how long it takes to see results. Well, normally people start seeing results within the first 45 days of using our credit repair services. It might seem like a long time but you must know that most of the time is spent waiting for the credit bureau to respond to requests. As an example, we would like to tell you that it requires a commitment of 3-4 months for a client with 7-10 inaccurate entries in his or her credit report.
Now before you start feeling relieved and worry free you must keep in mind that on time payment of bills is still necessary. The negative item might have been removed from your report through our services but you still owe the money. So, if you don’t pay the money back, the collection agency can always report it back again.
If you still require any assistance regarding your credit report or need services in handling your dispute please talk to our experts. At Credit360, We have helped thousands of hard-working Americans by removing inaccurate, misleading and unverifiable items from their reports. Our team of experts have challenged and deleted items like bankruptcies and charge-offs with ease. So, if you come to us, you can be confident that your case is in good hands. We are one of the best in business as we don’t have any hidden charges and we offer unlimited disputes and charge our clients per deleted item. We also recommend that you do you own research before choosing the firm to handle your case. We are confident that you will find us to be the best.
Should you have any questions regarding credit repair please feel free to contact us at 1-833-353-9273 or firstname.lastname@example.org. Our friendly Credit Specialist are standing by and waiting to address any of your questions or concerns. Don't hesitate call today!!!